Confidence Score (0–100)
A weighted composite reflecting how trustworthy each asset claim is.
- Source Quality — 30%
- Verification — 29%
- Freshness — 24%
- Completeness — 17%
Product Walkthrough
How NAI (Net Asset Intelligence) works
Connect your financial accounts, generate a confidence-scored collateral report, and match with lenders — all in minutes.
1
Connect Sources
Add your financial data
Connect your bank account for instant balance and holdings import, link your crypto wallet for on-chain verification, or upload financial documents. Combine multiple sources for the most comprehensive and highest-confidence report.
BankConnection
WalletOn-chain
PDF / CSVDocument
XLSSpreadsheet
ImageScreenshot
Source Trust Hierarchy
Wallet 100 > Bank 98 > PDF/CSV/XLS 85 > Image 45
Higher source quality = higher confidence score = better net asset index.
2
Review & Score
Review extracted assets with confidence & risk scores
AI extracts structured asset data from your documents. Bank and wallet assets are imported automatically and pre-confirmed. The system detects duplicates across sources and lets you resolve them. You review, confirm, edit, or remove each asset before generating your report.
Example: Extraction Preview
| Asset | Source | Valuation | Confidence | Risk |
|---|---|---|---|---|
AAPL EquityPublic Equity | Bank | $91,240 | High (92) | Very Low |
US Treasury LadderFixed Income | $118,000 | Medium (74) | Very Low | |
ETHDigital Asset | Wallet | $62,140 | High (98) | Moderate |
High-Yield SavingsCash | Bank | $85,000 | High (95) | Very Low |
3
Generate Report
Get your collateral report
NAI produces a lender-ready report with a Net Asset Index (A+ through D), confidence-adjusted net worth, recommended loan-to-value ratio, and risk analysis. Track changes over time with snapshot diffing and a net worth timeline.
Example Output
Confidence-Adjusted Net Worth
$348,200
Claimed: $356,380Band: ±6%NAI: A
Recommended Max Loan
$243,740
LTV: 70%Risk: 28 / 100Liquidity: 82 / 100
4
Find Lenders
Match with lenders and apply
Browse the lender marketplace to find the best match for your collateral profile. Each lender is scored on compatibility — NAI Fit, asset class overlap, loan amount range, and term availability. Collateral handling varies by lender — from institutional custody to self-pledge agreements, all managed through the platform. Apply directly and track your application status in real time with notifications.
92%
Excellent Match
71%
Good Match
45%
Fair Match
Scoring Methodology
Risk Analytics
Each asset is scored for downside exposure using three dimensions.
- Volatility — 40%
- Illiquidity — 35%
- Floor Uncertainty — 25%
Operating Boundaries
What We Are
- Scalable collateral assessment — We score any asset claim for confidence and risk, giving lenders a defensible basis to extend credit.
- Multi-source verification — Bank APIs, on-chain wallets, and document extraction cross-reference to maximize data confidence.
- Deterministic scoring — Our scoring engine is rule-based, not AI. Same inputs always produce the same scores. Fully auditable.
What We Are Not
- Not a lender — We score assets and connect you with lenders. We don't lend money or make credit decisions.
- Not a custody provider — We never hold, move, or manage your assets. We're strictly analytical.
- Not a credit bureau — We complement credit scores by adding wealth context, not replacing them.