Multi-Source Intake
Upload brokerage statements, crypto wallet exports, property appraisals, or luxury-asset documentation — all in one flow.
Asset-backed lending, with proof
Every asset has value. Every asset is collateral.
Equities, crypto, real estate, private holdings, physical goods — NAI scores them all, rolls them into one credential, and matches you with lenders who recognize the full picture.
Platform overview
What NAI (Net Asset Intelligence) does
Confidence Scoring
Every asset receives a deterministic confidence score based on data freshness, source reliability, and valuation method.
Risk Analytics
Volatility and liquidity risk are computed per asset and rolled up into a portfolio-level risk rating.
Lender-Ready Reports
Generate exportable profiles that give institutions everything they need for a defensible collateral decision.
For individuals
Prove your net worth across every asset you hold
Whether you own public equities, crypto, real estate, or luxury collectibles, NAI builds a single, confidence-scored profile that lenders can trust — so you stop being under-valued.
For institutions
Scalable borrower assessment, ready to white-label
Replace manual collateral review with deterministic, auditable scoring. Integrate via API or deploy a branded instance — either way you get institution-grade diligence at digital speed.
Learn more about lending →How it works
Three steps to a defensible profile
1
Upload
Drag and drop statements, exports, or screenshots. We support dozens of formats and flag anything that needs attention.
2
Score
Assets are parsed, valued, and scored for confidence and risk. You review and confirm every extraction before scoring runs.
3
Report
Receive a confidence-scored, risk-rated net worth profile ready for lenders, advisors, or your own records.
How NAI works end-to-end
One credential. Every kind of lender.
The credential
A confidence-scored asset profile, portable across lenders.
Same proof, every lender. Each profile combines a confidence score (source quality, freshness, verification, completeness), a risk profile (volatility, illiquidity, floor-gap), and your Net Asset Index grade. When you choose, the report can be published on-chain via EAS + a soulbound token on Base — tamper-evident and verifiable without trusting NAI after the fact.
The marketplace
Match with lenders who fit your portfolio.
- Three loan paths. Fiat (USD bank), CeFi crypto, and DeFi-routed via Aave V3 — the same credential unlocks all of them.
- Three custody models. Lender custody, self-pledge with on-chain attestation, or platform escrow. Each loan picks its own.
- Honest tradeoffs. CeFi gives you relationship and human workout. DeFi gives you self-service and automatic liquidation. You see both.
For fintechs & lenders
Embed NAI scoring in your underwriting code
One API call. Confidence-scored, risk-rated collateral assessment.
The Partner API lets you POST a wallet address and receive a full Net Asset Index profile — grade, confidence score, risk rating — in milliseconds. TEST keys work instantly; LIVE keys require KYB approval. No ML black boxes, no manual review queues.
Why NAI
Built for trust
Deterministic Scoring
Same inputs always produce the same outputs. No ML black boxes.
Full Transparency
Every score is explainable — lenders see exactly why a number is what it is.
User Control
Users confirm, edit, or remove every parsed row before scoring runs.
Non-Custodial
We never hold assets or credentials. Documents are processed and scored, not stored.
Institution-Grade
Built to meet the diligence standards banks already apply to high-net-worth clients.
Any Asset Class
Equities, fixed income, crypto, real estate, luxury goods — if it has value, it can be scored.
Where we're going
From live product to underwriting infrastructure
01
Today
Live product
- Confidence-scored asset reports across every class
- Lender marketplace + applications
- Fiat & crypto loan lifecycle
- Three collateral models (lender custody, self-pledge, platform custody)
02
This quarter
Closing the loop
- Live data integrations (Plaid)
- Liquidation & margin-call engine
- On-chain credentials — EAS + SBT on Base
- First lending partners live
03
Vision
Where this goes
- Payroll verification — standalone B2B product
- Proprietary on-prem AI for confidential data
- Cross-border verified profiles
- RWA expansion — physical assets, real estate, private
Phase ordering, not date commitments. The full vision lives on this page — phases describe how far along we are, not what you can have.
Ready to build your collateral profile?
Whether you are an individual proving your net worth or an institution scaling collateral review — NAI gives you defensible, transparent answers.